Is It Possible to Be Sued For My Debts?
It is possible for creditors and third-party collection agencies to use legal means as a way to collect debts. The likelihood of being sued or having your wages garnished depends largely on the ....
Bankruptcy Basics
According to the American Bankruptcy Institute "household debt is at a record high relative to disposable income." The Administrative Office of the U.S. Courts reported that the number of filing....
Designing An Effective Filing System
I see it over and over again with my organizing clients -- they've tried to set up a filing system at home or work. And for a few days, weeks, or maybe even months, it works okay. But then somet....
Whats in a Kiss
Just think of being in front of a warm cracking with you partner in your hands, with a kiss and a cuddle. But have you ever thought about why people kiss? It could be a greeting or a sign of aff....
The Key to a Successful Affiliate Program
Two Christmases ago I tugged on one of those paper crackersand after a small bang, out popped a piece of yellow paperthe size of a credit card.
On one side was a riddle that didn't make much ....
How to Communicate With Your Bookkeeping
Does the thought of doing the bookwork send you into a frenzy? Do you find anything to do other than get your finances in order? You may be missing some great communication with your books, whic....
Give Yourself Credit
The Beginning of the Credit Card Era
In 1951, Diners Club issued the first credit card to 200 customers who could use it at 27 restaurants in New York City. From that modest beginning, credit....
A New Look at Labor Day
A day to reflect on the accomplishments of working people: That's been the proud tradition since the first, unofficial, Labor Day back in 1882.
But, one of labor's greatest accomplishments ha....
Search Engine Optimization for Beginners
If you are confused about terms like "search engine optimization" or having a "search engine friendly" site, then listen up! I am here to help.
Depending on how long you have had, or consider....
What You Should Know About Cosmetic Surgery
Cosmetic surgery is any surgical procedure that is designed to enhance your physical appearance. Unless the cosmetic surgery is required as the result of an accident, injury, or birth defect, th....
Bank Auto Loans - Best Loans for Stretch Commuters?
People have to work to survive. The desire to maintain increasingly indulgent lifestyles drives 13% of workers to travel over 100 miles a day to get to and from work. These so called "stretch co....
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Beyond Black and White
Over visiting a neighbor the other day...
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Paying Your Bills On Time
You've heard it before. "You always have to pay your bills on time or it will hurt your credit rating". The fact is that not paying your bills on time can also cost you a bunch of money. The las....
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Buying a home vs. renting is a big decision that takes careful consideration, as most mortgage consultants will agree. But the rewards of home ownership are great. For many years, purchasing rea....
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There are hundreds of mortgage companies in the Jacksonville real estate market. All claiming to have the lowest rate and excellent customer service. Well, it is simple to figure out that if you....
I Know What You Did Last Session: Basic Applied Cryptography
While Janet was sitting in a cyber café sending emails to friends and surfing the web, there was a person sitting three tables away reading each email she sent before they ever got to the email....
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How do you finance a growing practice? It is impossible to have a successful practice without good cases and managing good cases to a successful conclusion requires money for working capital. So....
What Service Do You Need to Make your Book Sell?
Whether you are just starting or almost finished with your print or eBook, you wonder, "What step to take next?" Who can help me find the right publisher? Who can partner with me to make my book....
Running Your Own Race
There was an article on the front page of the Los Angeles Times Friday that caught my eye. The headline was "Small Dot-Coms Thrive While Industry Giants Melt Down". Here are the opening paragrap....
What is a Reverse Mortgage?
Simply stated, a reverse mortgage is a loan that enables homeowners (age 62 and older) to convert part of the equity in their home into a tax-free income without having to sell the home, give up....